Spending Smart Archive
Lots of people make financial mistakes, and here is an old question that people typically ask when wondering if they are doing the smart thing with their money. The question for today is whether or not to use savings to pay off debt (like
Almost every American thinks of owning a home, but timing that home purchase is key as the housing market is highly volatile. Many buyers are unable to decide whether it’s better to rent a house or get a mortgage. This decision depends on various
Psychologist and author Meg Jay, Ph.D. said in her book The Defining Decade that the foundation you build during your twenties will define the rest of your life. She urges those in their twenties to take themselves seriously because even if it seems like
It’s imperative for every adult to know his/her net worth and how to maximize it. The knowledge will not only go a long way in helping to makes some critical financial decision, but it will also put you in the know with regards to
Looking back, I can see that the attraction one of my girlfriend’s and I had to peaches during the first months of our relationship was a bit odd. It all started as we were taking a weekend drive in the country and came upon
All of us are bombarded constantly with advertising that screams at us to buy a new flat screen television, get a mortgage on a bigger house, get that new car you’ve always dreamed of, and on and on. None of us are immune from
Last summer two service repairmen visited my home to fix my air conditioning units. I tipped them each $20 on their way out because they’d been extra helpful. One man happily accepted, while the other kindly declined. Can you guess why? It’s tricky. It’s
Many people have figured out how to go from debt-burdened to financially free, and one way they have done that is to realize that how much money one can save from buying a used car. This doesn’t mean a car that has the bumper
It’s no secret that groceries are getting more and more expensive by the week. In the past decade, food prices have risen a steady 5% annually, and there is no slowdown in sight. It’s a sad situation for many cash-strapped consumers. Especially some of
Wouldn’t you like to perhaps have a few extra thousand dollars in your pocket at the end of the year? I know I would, and there are some ways to do it that are fairly painless and fly somewhat in the face of convention
