Spending Smart Archive

Money Manners – Proper Tipping Etiquette

Last summer two service repairmen visited my home to fix my air conditioning units. I tipped them each $20 on their way out because they’d been extra helpful. One man happily accepted, while the other kindly declined. Can you guess why? It’s tricky. It’s

10 Tips For Buying A Used Car

Many people have figured out how to go from debt-burdened to financially free, and one way they have done that is to realize that how much money one can save from buying a used car. This doesn’t mean a car that has the bumper

The Top 5 Grocery Apps To Save Time & Money

It’s no secret that groceries are getting more and more expensive by the week. In the past decade, food prices have risen a steady 5% annually, and there is no slowdown in sight. It’s a sad situation for many cash-strapped consumers. Especially some of

Easy Ways To Rein In Your Spending

Wouldn’t you like to perhaps have a few extra thousand dollars in your pocket at the end of the year? I know I would, and there are some ways to do it that are fairly painless and fly somewhat in the face of convention

Say No To Impulse Buying And Yes To Savings

Clothes? Games? Books? Magazines? Video Games? Electronics? Gum or candy at the checkout line? Cookies or a cake you’re when grocery shopping? Do these kinds of buys sound familiar? Impulse buying is a massive problem for many people. For many, it virtually kills the

Are You Actively Working Against Yourself?

It hit me pretty hard, a few months back…one of my best friends and I were talking about money and he stated, “I will most likely would work until the day I die.” Looking at this country as a whole, I think that is

Driving an Expensive Car or Saving Your Money?

I would like to introduce you to two long time childhood friends, Bob and Jack, both are 25 years old and have been working in their newly founded careers for less than two years. They both got similar paying jobs out of college, the