Spending Smart Archive

Are You Living Too Large?

All of us are bombarded constantly with advertising that screams at us to buy a new flat screen television, get a mortgage on a bigger house, get that new car you’ve always dreamed of, and on and on. None of us are immune from

Money Manners – Proper Tipping Etiquette

Last summer two service repairmen visited my home to fix my air conditioning units. I tipped them each $20 on their way out because they’d been extra helpful. One man happily accepted, while the other kindly declined. Can you guess why? It’s tricky. It’s

10 Tips For Buying A Used Car

Many people have figured out how to go from debt-burdened to financially free, and one way they have done that is to realize that how much money one can save from buying a used car. This doesn’t mean a car that has the bumper

The Top 5 Grocery Apps To Save Time & Money

It’s no secret that groceries are getting more and more expensive by the week. In the past decade, food prices have risen a steady 5% annually, and there is no slowdown in sight. It’s a sad situation for many cash-strapped consumers. Especially some of

Easy Ways To Rein In Your Spending

Wouldn’t you like to perhaps have a few extra thousand dollars in your pocket at the end of the year? I know I would, and there are some ways to do it that are fairly painless and fly somewhat in the face of convention

Say No To Impulse Buying And Yes To Savings

Clothes? Games? Books? Magazines? Video Games? Electronics? Gum or candy at the checkout line? Cookies or a cake you’re when grocery shopping? Do these kinds of buys sound familiar? Impulse buying is a massive problem for many people. For many, it virtually kills the

Are You Actively Working Against Yourself?

It hit me pretty hard, a few months back…one of my best friends and I were talking about money and he stated, “I will most likely would work until the day I die.” Looking at this country as a whole, I think that is