Smart Wealth Tools Archive

Money Manners – Proper Tipping Etiquette

Last summer two service repairmen visited my home to fix my air conditioning units. I tipped them each $20 on their way out because they’d been extra helpful. One man happily accepted, while the other kindly declined. Can you guess why? It’s tricky. It’s

The Top 5 Grocery Apps To Save Time & Money

It’s no secret that groceries are getting more and more expensive by the week. In the past decade, food prices have risen a steady 5% annually, and there is no slowdown in sight. It’s a sad situation for many cash-strapped consumers. Especially some of

Easy Ways To Rein In Your Spending

Wouldn’t you like to perhaps have a few extra thousand dollars in your pocket at the end of the year? I know I would, and there are some ways to do it that are fairly painless and fly somewhat in the face of convention

How To Protect Yourself Against Erroneous Billing

Despite corporation’s best intentions, it happens: they bill the wrong customer for the wrong item. It happens more often than corporations would like to admit, even in the day of electronic billing and scanning cards to ensure privacy and accuracy. Items can get double-scanned,

Say No To Impulse Buying And Yes To Savings

Clothes? Games? Books? Magazines? Video Games? Electronics? Gum or candy at the checkout line? Cookies or a cake you’re when grocery shopping? Do these kinds of buys sound familiar? Impulse buying is a massive problem for many people. For many, it virtually kills the